Why Lifetime Returns Select?

Lifetime Returns Select is indexed universal life insurance that is designed for asset protection, long-term accumulation, and asset transfer. It offers:

Tax-advantaged leveraged means of transferring assets1
Living Benefits - Chronic illness (Optional)
Access to your money (Return of Premium)
Growth opportunity (Benefits and Account Value)
Guaranteed benefits2
Simplified application and Issue Process

Is Lifetime Returns Select right for me?

The secret to effective financial planning lies in selecting products that are best suited to your individual objectives. Answer the following questions to determine if LTRS may be right for you:

Are your needs long-term? If yes, LTRS may be right for you.
Do you need retirement income now or in the future? If not, LTRS may be right for you.
Would you like to leave a meaningful legacy for your heirs? If yes, LTRS may be right for you.
Do you have protection against possible future expensive care costs? If not, LTRS may be right for you.

¹Based on current federal income tax laws, consult a tax advisor for your situation.

²Guarantees are subject to the claims-paying ability of the issuing insurance company

For sales and marketing ideas please contact 1-800-695-6100.